Occasionally, we get contacted by people who are just looking for an easy solution to their problem. They are not interested in doing the necessary work or willing to make any changes in their lives; they just want to find that loophole or program that will make their problem go away. Well for everyone that wants to skip the process and go straight to the answer, I am going to reveal the secret to financial wealth. Drumroll please (dadadadadadadadada), the secret is …. Read the rest of this entry »

It’s that time of year again. We have finished up with Halloween and are eating the candy, heading to Thanksgiving. On the horizon, we see it looming larger than ever: Christmas – what are we going to do? We did not save for it and now it’s hear. It happens to more of us than we want to admit and it’s usually not the first time either. Read the rest of this entry »

In his book, The Automatic Millionaire, author David Bach teaches us how we can build security and wealth by automating our finances. It is possible for this to happen. Mr. Bach does a masterful job of selling his plan. And depending on your situation, this approach may be the best plan for you, but for the majority of us, this is a game plan for disaster. Read the rest of this entry »

So you have been doing a great job of staying on track with your spending plan. You have paid off some or all of you debt and are starting to build your emergency fund. And then it happened – a month that got away from you. Your emergency fund disappeared and you have over drafted you checking account several times. As the frustration and feelings of failure come over you, fight the lies and get up and get back on track.

Here are 4 ways to get back on track and stay on track. Read the rest of this entry »

As we continue down the path of saving with coupons, there are a few terms and tips that you may find helpful. As with anything, the more you use coupons the more comfortable you’ll become with combining deals, coupons, freebies, etc. Knowing basic coupon terms is essential. Read the rest of this entry »