Archive for September, 2010

Everyone keeps telling me I need a house. It is a great time to buy a house. I should stop wasting my money on rent and go buy a house. The market is perfect for buying a house. I need a house.

It is true that now is a good time to buy a house, if you are ready. Purchasing a house can be a great blessing. However, it can also be a horrible curse if you are not financially ready. So the question becomes; when am I ready to buy and stop renting? Several things need to be in place before you run out and mortgage your life for a house. Read the rest of this entry »

“The first step towards getting somewhere is to decide you’re not going to stay where you are.” — JP Morgan

If this is true, then why do I feel like I should be so much further ahead? Many of us are not satisfied with where we are in life. We are not happy with our marriage, our weight, our career, or our finances. Because of this, most of us have made a decision to improve in at least one of these areas if not all of them. Personally, I made a decision to lose 60 pounds. Five years later, I only had 105 to go. What went wrong? Read the rest of this entry »