Archive for March, 2012
Alright so you may be saying “What are you talking about?” When I work with people to help them get control of their money, one main issue usually surfaces: we are spending more than we make and we have no idea where it is going. Read the rest of this entry »
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March 15th, 2012 | 
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Immediate Mortgage Application: Chapter 13 and Chapter 7 Bankruptcy
While immediate applications for mortgage loans can be filed with both types of bankruptcies, there are some differences between the two. Chapter 7 filers must wait until the debt has been completely discharged to apply for a loan. Conversely, those who filed as Chapter 13 can apply immediately because they have been put on a payment plan. Additionally, those on a Chapter 13 payment plan have the ability to pay off their bankruptcy debts using the equity from their new home. Read the rest of this entry »
Many regular readers of The Finance Coach newsletters also listen to Dave Ramsey’s radio program. One doesn’t have to listen very long before hearing Mr. Ramsey share his “beans and rice” philosophy, the idea of living lean while gaining financial ground. Read the rest of this entry »