Well it is that time of year as we all scramble to get our taxes done and sent in either quickly to get our refund or waiting to the last minute because we owe the IRS. If you are getting a refund what are you going to do with it? Read the rest of this entry »

On January 1st you looked into the mirror and said “my goal for 2011 is to be DEBT FREE!” So why is it now February and you are deeper in debt? Does this sound like you? Maybe your goal wasn’t to be debt-free, maybe it was to stop living paycheck to paycheck or to stop using your credit cards. Whatever your goal was, are you closer to achieving it”? Read the rest of this entry »

As we begin a New Year we start to look at what we want to accomplish or change, and sometimes even “what is our purpose in life”. I hear it said and say it myself, “I want to make a difference”. The problem for many Americans is the debt we are carrying is keeping us from the chance to move and do the things we are being called to do. Read the rest of this entry »

Around the holidays, many of us declare we want to make changes in our lives, and then we will follow it with a statement such as, “but I want to get started after the new year.” Or “but I’m going to make it my New Year’s Resolution for 2011.” Guess what, IT’S AFTER THE HOLIDAYS and if you are serious about reaching your goal in 2011 then now is the time to get started. Read the rest of this entry »

Do you have the gift of giving, or the gift for shopping? Here’s how to find out. Read the rest of this entry »