So here we are at the beginning of December and many of us have just been recently hit with the news Christmas is on the 25th of this month. What are we going to do? We need to get stuff for the kids or they will be devastated. We need to buy gifts for all of our friends and relatives or they will think we are not successful. Read the rest of this entry »

We now have the convenience of keeping track of our balance online and getting the latest up to date balance – or do we really? Read the rest of this entry »

The United States is the richest society in the world, and yet so many of us go through life feeling poor. Don’t agree? Well, check out these statistics: Read the rest of this entry »

People often drag themselves into my office because things have gotten so bad that they have resigned themselves to the fact that they will have to go on a budget. They longingly look at their credit cards as if they were a child going off to college for the first time. Oh how they are going to miss having them around. There were so many great times. Then they glare in my direction, daring me to try and take their precious children (credit cards) from them. Read the rest of this entry »

Remember the old Rolaids commercial, “how do you spell relief? R-O-L-A-I-D-S?” That was many years ago, but today stress is at an all-time high. Much of it is due to our financial concerns. Read the rest of this entry »