Archive for the ‘Newsletter’ Category

In his book, The Automatic Millionaire, author David Bach teaches us how we can build security and wealth by automating our finances. It is possible for this to happen. Mr. Bach does a masterful job of selling his plan. And depending on your situation, this approach may be the best plan for you, but for the majority of us, this is a game plan for disaster. Read the rest of this entry »

So you have been doing a great job of staying on track with your spending plan. You have paid off some or all of you debt and are starting to build your emergency fund. And then it happened – a month that got away from you. Your emergency fund disappeared and you have over drafted you checking account several times. As the frustration and feelings of failure come over you, fight the lies and get up and get back on track.

Here are 4 ways to get back on track and stay on track. Read the rest of this entry »

As we continue down the path of saving with coupons, there are a few terms and tips that you may find helpful. As with anything, the more you use coupons the more comfortable you’ll become with combining deals, coupons, freebies, etc. Knowing basic coupon terms is essential. Read the rest of this entry »

There are many outstanding questions that have stumped the masses over time. Which came first, the chicken or the egg? Where do babies come from? Do flies spin before landing on the ceiling or do they fly upside down? Where’s the beef? Will the Cubs ever win another World Series? Will that be paper or plastic? It has taken many brilliant minds to figure out the answers to most of these questions. But the last two questions still seem to confound many people. I’ll answer the Cubs question later, but right now let’s solve the mystery of paper or plastic. Read the rest of this entry »

Can you believe it is that time of year again? My kids start school next week, wow has this summer flown. For our family, summer usually does go quickly because our kids are on a year-round calendar for school and summer break is only 6 weeks long. That means it’s time to get out the list of needed school supplies, go shopping as well as trying on clothes, making sure they fit and everyone has what they need.

One thing I have noticed in working with my clients in the past month is that what they want to get for the kids and what they need are two very different things. Don’t get me wrong, I also have to do a gut check and make sure I am looking at our needs and not our wants when deciding what we are going to buy. I thought an appropriate article this month would be some tips to use when purchasing items for back to school. Here are 5 things to consider as you go about preparing for back to school shopping: Read the rest of this entry »