Author Archive

Remember the old Rolaids commercial, “how do you spell relief? R-O-L-A-I-D-S?” That was many years ago, but today stress is at an all-time high. Much of it is due to our financial concerns. Read the rest of this entry »

Everyone keeps telling me I need a house. It is a great time to buy a house. I should stop wasting my money on rent and go buy a house. The market is perfect for buying a house. I need a house.

It is true that now is a good time to buy a house, if you are ready. Purchasing a house can be a great blessing. However, it can also be a horrible curse if you are not financially ready. So the question becomes; when am I ready to buy and stop renting? Several things need to be in place before you run out and mortgage your life for a house. Read the rest of this entry »

We all have heard how important it is to be on a budget – to know where every penny goes, but we still never seem to get around to making one. Most people have a reason (ahem…excuse) why they can’t seem to follow a budget. Here are some “excuses” that may be preventing you from following a budget like you should. Read the rest of this entry »